This website is owned and maintained by Rolando Torres, an Insurance Broker, Licensed in California 0I31145, Florida W290235, Texas 2043569, Ohio 1081695, Michigan 0744126, & Oregon 16941175 This site is not maintained by or affiliated with any government agency. Contact information that appears throughout this site belong to Rolando Torres and cannot be used to contact any government agency. Broker is independent and not an employee of any company listed herein. HealthcareInsuranceService.com is not an insurance or operating company. All information should be discussed with your tax professional. Insurance products and services are offered in accordance with state law. For complete information about your coverage, processing policies, limitations and exclusions, you should refer to your insurance carrier. If you have questions about your plan, please consult your carrier or plan administrator. All content is for informational purposes only. Material presented believed to be from reliable sources. Descriptions are for informational purposes only and subject to change. No representations made as to accuracy or completeness. Products and services are provided exclusively by the providers. Prices set by carrier. Quotes are estimates and subject to change without notice. Plans may not be available in all states. No personally identifiable information about you during your visit is retained unless you choose to provide it by completing any form. Information is not used for any commercial marketing purposes. By using this site, you acknowledge that you have read and agree to the terms and provisions set forth.